Medical treatment abroad

Medical treatment abroad

When travelling abroad it is necessary to know your rights to health insurance. See more information here .

Predetermined medical treatment abroad covered by the Icelandic Health Insurance (IHI) is the following:

Necessary medical treatment that cannot be provided in Iceland

If medical treatment cannot be provided in Iceland the expenses are covered by Icelandic Health Insurance. Certain conditions need to be met. All treatments need to be preapproved by IHI, the treatment is not available in Iceland and the treatment is not experimental or longtime care.

The patient´s doctor sends IHI an application for treatment abroad. A special committee/advisory board evaluates the application for IHI before the application is processed.

If the application is approved the IHI will pay for the medical care, travel expenses and living expenses (fixed amount). If a patient needs escort, professional or other, the patient doctor needs to apply for the escort and confirm that it is necessary for the patient.

Medical treatment that is available in Iceland but cannot be provided do to waiting lists.

If the necessary medical treatment is not provided in Iceland within a time limit that can be justified by medical examination based on the current health status of the patient and the likely progression of the disease the patient´s doctor can apply for medical treatment abroad.

The patient´s doctor sends IHI an application for treatment abroad. A special committee/advisory board evaluates the application for IHI before the application is processed.

If the application is approved IHI will pay for the medical care, travel expenses and living expenses (fixed amount) If a patient needs escort, professional or other, the patient´s doctor needs to apply for the escort and confirm that it is necessary for the patient.

Cross border health care

The cross border health care directive 2011/24/ESB gives patient’s the right to get medical care in another EEA country and get reimbursed the same amount it would have gotten in Iceland. If the costs are lower than in Iceland the patient will get full reimbursement. If it is higher the patient will get reimbursed the amount it would have cost in Iceland but the rest is the patient´s fee.

A patient can go to a public or private health care provider within the EEA. If it is an inpatient care (even for 1 day) the patient needs to get pre-approval from IHI, if not, there will not be any reimbursement.

Medical care that does not fall under cross border health care:

Travel expenses

Living expenses

Long time care

Organ transplant or access to organs

Vaccines against infectious diseases

and more...

Please contact international@sjukra.is for more information


Here is a list of national contact points in every EEA/EU country: https://europa.eu/youreurope/citizens/health/planned-healthcare/get-more-info/index_en.htm


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