European Health Insurance Card

What purpose does the card serve when traveling in Europe?

The cardholder is entitled to medical care "which becomes medically necessary during a stay in the territory of another Member State of the EEA, considering the nature of the medical care and the expected length of the stay". In other words, you are entitled to all the medical treatment and care that your health requires for you to continue your stay under safe medical conditions. Therefore, you should not be obliged to cut your visit short and return to your home country for treatment.

The card can only be used within the public health care sector:

Always make sure that you are receiving treatment from a GP, specialist or a hospital contracted by the public health care sector.

Treatment and fee is in accordance with the rules of the country you are visiting:

Medical treatment is provided in accordance with the rules of the EEA country you are visiting, and the costs incurred are reimbursed in line with the tariff scales applied there. For example, if medical care is provided free of charge in the country you are visiting, you too will be entitled to free medical care by presenting your Card or an equivalent document. In some countries pensioners pay a reduced fee for health care services. To enjoy these benefits some form of verification, e.g. a disability card, must be presented.

Going to another EEA country for medical treatment:

The European Health Insurance Card does not cover planned medical care. You may not use the Card if you go to another EEA country for the express purpose of obtaining medical treatment. If you plan to go to another country to obtain medical treatment, you should contact Icelandic Health Insurance in advance, to receive information on whether your health insurance will cover these costs.

The card is no longer valid if your health insurance in Iceland expires:

In general, the card is valid for a period of three years, as long as the cardholder resides in Iceland and maintains his/hers National Health Insurance. Normally, your health insurance expires if you move your residence from Iceland or start working in another EEA member state. In this case, you should contact IHI.

It is prohibited to use the card when your health insurance has expired:

If you use the card after your health insurance has expired (e.g. because you no longer reside in Iceland), IHI can demand reimbursement of expenses (with interest) that are incurred by misuse of the Card.

You are obliged to report all changes that can affect the continuing validity of your card

Medical Evacuation or repatriation:

The card does not cover medical evacuation between countries in case of serious illness or repatriation in case of death. Furthermore, the Card does not cover indirect cost because of illness while traveling in another EEA member state.

Why is the card in Icelandic?

All EEA countries use the same design, bearing a European symbol. The aim is to ensure that the Card is immediately recognized by doctors or health care centers. The card contains a certain amount of obligatory information, presented in a standardized way so that the Card can be read whatever the holder's language. This standard design is only on one side of the Card. Member States of the EEA are free to choose their own design for the other side.

What should I do if I lose the card?

If you have forgotten or lost your European Health Insurance Card, you can ask for a provisional replacement certificate.

The European Health Insurance Card can be used in the following countries:

Austria, Belgium, Croatia, Cyprus (the Greek part), Czech Republic, Denmark, Estonia, Finland, France, Germany, Great Britain, Greece, the Netherlands, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Spain, Slovakia, Slovenia, Sweden and Switzerland.


Please check if you have valid travel insurance coverage from an independent Insurance Company. Generally, private travel insurance covers a broader range of expenses than the national health insurance, i.e. indirect costs.




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